Smarter Vet Financial Podcast

Episode 180 - The Biggest Problem Every Veterinarian Has in Their 40s

Florida Veterinary Advisors

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Your 40s can feel like the “crunch decade”—income peaks, expenses pile up, and retirement starts to feel real. In this episode, Tom Seeko and CJ Burnett unpack how to balance saving with lifestyle and college costs, avoid lifestyle creep, and shift from “set it and forget it” to intentional planning. They dig into career pivots and burnout in veterinary medicine, plus why insurance and estate planning (wills, trusts, beneficiaries) can’t wait. You’ll leave with simple moves to prioritize your future self without neglecting the people you love today.

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